We navigate the mortgage maze so you don’t have to. Whether you are remortgaging or looking to buy a new home, we have access to the whole market and exclusive rates so can find the market leading rates on all types of mortgage.
We recognise that your mortgage is more than just a loan, it is likely to be one of your biggest financial outgoings. Our team of consultants have specialist knowledge and expertise, and are able to create tailored financial solutions which best meet your financial objectives.
Fixed rate
Where the mortgage is fixed for a period of time giving you budgetary certainty.
Tracker rates
These are pegged to the Bank of England base rate.
Offset mortgage
You can repay your mortgage faster or reduce your monthly payment by utilising your savings to offset your outstanding mortgage balance.
Bespoke Finance
With established relationships with the key lenders, including those who do not have a high-street presence, Centric are perfectly positioned to help you make an informed decision, whether you are buying a new main residence or a second home.
We can help with specialist mortgages too for contractors and people with complex income streams through to multi-million pound mortgages.
Remortgage
With most of our remortgage products the lender absorbs the associated legal and valuation costs, reducing the remortgage cost, many people are sitting on lenders uncompetitive standard variable rates so call us now for a review of your current mortgage and see how much you can save.
Important
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.
A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee for a £300,000 loan is £300.00 payable on legal completion.