With our wealth of experience we can advise and help you select the right type of survey for your property, recommend and arrange this for you.
"It's essential to get a survey carried out when you have an offer accepted on a property to find out about the condition of the building and make sure that it's worth the price you have offered. It can help you negotiate money off if there is costly work that needs to be done and also help you to budget for any future repairs that might be needed.
You may have to pay for a mortgage valuation in order to secure a mortgage offer but this should not be confused with a survey. The mortgage valuation merely confirms to the lender that the property is worth at least what it is lending you - it is not its responsibility to point out any repairs that need doing."
A mortgage valuation is simply that, a valuation instructed by the lender to protect its interests only which takes into account both the customer's ability to make the payments on the mortgage and the property being offered as security against the mortgage loan. This is the lender's valuation and should be distinguished from any valuation or survey commissioned by the customer.